Obtaining a comprehensive benefit program consistent with the overall goals of the organization requires expertise in many disciplines. Our goal is to be your technical consultant providing you with the technical expertise and day-to-day support you need to help you manage an efficient and comprehensive employee benefit program. Working as an extension of your HR department, we provide the services outlined below, assisting you with all facets of your benefit program:

• Development of a total benefits philosophy integrated with overall employer strategy and goals;
• Development of one and three year strategic plans for benefits;
• Evaluation and measurement of effectiveness of current plan features;
• Creation of innovative and appropriate plan design options;
• Complete financial and market analysis of benefit plans;
• Negotiation of renewal contracts;
• Benefit outsourcing strategies;
• Evaluation of claims data and utilization patterns;
• Management of procurement processes, including customized, detailed Request for Proposal (RFP) creation, analysis and implementation;
• Vendor evaluation and negotiation of competitive rates and contracts, including stop-loss programs;
• Review of vendor contracts, plan documents and Summary Plan Descriptions to ensure that they meet explicit plan design specifications;
• Attendance at vendor meetings, including finalist presentations; support in vendor selection;
• Vendor premium and billing audits;
• Assistance with the implementation of comprehensive benefit programs, including the development and dissemination of communication materials to eligible employees;
• Minimization of the disruption of new health care plans for existing employees;
• Participation in employee meetings and health fairs;
• Development of plan working rates, employee contributions, reserve calculations and on-going financial monitoring;
• On-going management and general support of employee benefit plans, including claims resolution;
• Funding analysis, renewal analysis and financial accounting;
• Establishment of performance guarantees;
• Preparation of Form 5500s;
• Design and implementation of employee satisfaction surveys;
• Design and delivery of educational and topical seminars to employees;
• Benefit audits to include DOL compliance reviews;
• Facilitation of our trademarked due diligence process for Mergers and Acquisitions;
• HIPPA compliance assistance.